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In Kittery, Maine, the legal process after an injury caused by someone else’s negligence is shaped by rules specific to this state: a comparative-fault standard, a filing deadline that differs sharply depending on who’s being sued, and a damages framework with its own limits. What Maine’s comparative negligence rule means for a specific claim, and the filing deadline that actually applies, are covered further down this page. Working through these details early, rather than after a claim has already been filed, is usually the more effective approach.
How Fault Is Divided Under Maine Law
Maine law doesn’t require a claimant to be fault-free to recover: 14 M.R.S. §156 reduces the total damages by the claimant’s own share of responsibility, but only up to the point where that share is less than the combined fault of everyone else. Fault at or above that 50% threshold bars recovery entirely, a real, case-altering line rather than a formality.
Maine's Statute of Limitations, and the Exception That Changes Everything
Maine’s general civil statute of limitations runs 6 years from accrual (14 M.R.S. §752), which is the deadline that applies to a personal injury claim against a private individual or company. Waiting even well within that window still isn’t advisable: evidence and witness memory both degrade long before a legal deadline actually arrives. That 6-year window shrinks dramatically when the claim is against a governmental entity or its employee, such as a town, a school department, or a state agency: the Maine Tort Claims Act requires written notice within 365 days of the claim accruing, under 14 M.R.S. §8107, a completely separate and much shorter deadline than the general 6-year SOL. Maine’s tolling statute (14 M.R.S. §853) pauses the filing clock entirely for someone under a legal disability when the injury occurred, including a minor, whose 6-year window doesn’t begin until they reach 18, someone mentally ill, someone imprisoned, or someone outside the United States at the time.
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What a Personal Injury Claim in Maine Can Recover
A personal injury claim against a private defendant in Maine can pursue both economic damages, such as medical bills and lost wages, and non-economic damages, such as pain and suffering, with no statutory cap on either category. That changes when the defendant is a governmental entity: 14 M.R.S. §8105 caps the total award, including costs, at $400,000 per occurrence against a government entity or its employees. Punitive damages are available in Maine, but only on clear and convincing evidence that the defendant acted with malice, either express or implied, a demanding standard set in Tuttle v. Raymond that ordinary negligence or even recklessness doesn’t satisfy. Outside of a wrongful death claim, Maine sets no general statutory dollar cap on punitive damages once that malice standard is actually met. A wrongful death claim’s proceeds in Maine aren’t part of the deceased’s probate estate: under 18-C M.R.S. §2-807, they pass directly to the decedent’s heirs after funeral expenses and the costs of recovery, including attorney’s fees, are paid.
Understanding Maine's Insurance Framework Before Filing a Claim
Unlike a true no-fault state, Maine doesn’t require drivers to carry Personal Injury Protection and doesn’t route ordinary injury claims through a driver’s own insurer first: the at-fault party’s liability coverage is the primary source of recovery. State law sets a 50/100/25 minimum liability requirement (24-A M.R.S. §2159), and separately mandates uninsured/underinsured motorist coverage and at least $2,000 in medical payments coverage. Maine doesn’t recognize a standalone bad-faith tort against an insurer (Marquis v. Farm Family Mutual Insurance Co., 1993), but that’s not the same as no recourse: the Unfair Claims Settlement Practices Act (24-A M.R.S. §2436-A) gives a statutory right of action against an insurer that, without just cause, fails to settle a claim fairly once liability is reasonably clear, with interest running at 1.5% per month on top of any damages.
Maine's Trial Court Structure for a Civil Claim
York County’s Superior Court, seated in Biddeford, is where a personal injury claim large enough to warrant a jury trial is actually heard, since Maine’s District Court, despite sharing concurrent civil jurisdiction under 4 M.R.S. §152, never sits with a jury and caps its small claims track at $10,000. Filing in Superior Court doesn’t mean heading straight to trial: Maine Rule of Civil Procedure 16B requires nearly every Superior Court civil case to go through an ADR conference, mediation by default, within 120 days of the scheduling order, with one exception that matters for smaller injury claims: a personal injury case seeking under $30,000 is exempt from the requirement. There’s no intermediate stop between Superior Court and the state’s highest court either: Maine has no separate Court of Appeals, so an appeal from an unfavorable Superior Court judgment goes directly to the Maine Supreme Judicial Court, sitting in its appellate capacity as the Law Court.
Kittery's Nearest Hospitals, Including One Out of State
Kittery has no full hospital of its own, only a York Hospital outpatient rehab and family-practice site; because Kittery borders Portsmouth, New Hampshire, the practical nearest full-service hospitals are York Hospital in York, Maine, and Portsmouth Regional Hospital just across the state line, a real cross-state option Maine’s more inland towns don’t have.
Whichever hospital actually treats the injury, the claim itself stays in Maine’s own court system: York County’s Superior Court sits at the York Judicial Center in Biddeford, not across the state line.
Frequently Asked Questions
Does Maine’s comparative negligence rule apply the same way to every type of injury claim?
Yes, 14 M.R.S. §156’s comparative negligence framework applies broadly across Maine personal injury claims, whether the case involves a car accident, a slip and fall, or another type of negligence claim, not just one specific claim type.
Does the filing deadline change if my claim is against a government entity?
Yes, significantly: a claim against a governmental entity requires written notice within 365 days under the Maine Tort Claims Act (14 M.R.S. §8107), not the general 6-year deadline that applies to a private defendant.
What counts as non-economic damages in a Maine personal injury case?
Pain and suffering, emotional distress, and loss of enjoyment of life are the typical non-economic categories, distinct from economic damages like medical bills and lost wages, and uncapped against a private defendant.
Is Maine a no-fault insurance state?
No, Maine is an at-fault state: the at-fault driver’s liability insurance is generally responsible for the other party’s damages, and Maine doesn’t require Personal Injury Protection the way a true no-fault state does.
Is there a dollar threshold for which Maine court hears an injury case?
There’s meaningful overlap rather than a strict cutoff, but a claim of real value is generally filed in Superior Court specifically to preserve the right to a jury, since District Court’s small claims track caps at $10,000.
How soon after an accident should I contact an attorney?
As soon as reasonably possible. The deadline that applies can depend on who’s responsible, a private party or a governmental entity, and that distinction is easier to sort out, and evidence easier to preserve, the earlier an attorney is involved.
Don't Wait to Get Started
Two different deadlines can apply to the same Kittery injury, a 6-year general window or a 365-day notice period against the government, and figuring out which one actually governs a specific claim takes real time, time that’s better spent early than close to either deadline. None of that means you need to have everything figured out before reaching out. A conversation doesn’t commit you to anything, and a real person will listen to what actually happened and help you understand where you stand.
Our coverage in this part of Maine also includes Kennebunk, Biddeford, and York. For the full list of Maine communities we serve, see our Maine personal injury page.

