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Your Anoka Personal Injury Attorney
Getting hurt rarely comes at a convenient time. You may be in pain, missing work and answering calls from an insurance company while trying to learn what you are owed. If your injury in Anoka was someone else’s doing, start with the basics below and go at your own pace.
Nothing on this page is legal advice, and NeedAnAttorney.net is not a law firm. It is a service that connects injured people with attorneys. The rules described here are quoted or summarized from Minnesota’s own statutes so that you can check them yourself.
Before You Hire: Questions For An Anoka Attorney
Ask these in any first conversation:
- The date. Ask the attorney to name the exact last day to file in your case. Minnesota has more than one time limit for injuries, and the claim decides which applies (Minn. Stat. 541.05, Minn. Stat. 541.07).
- Pain and suffering after a crash. Ask whether your injuries meet the no fault threshold for noneconomic damages, which depends on medical expenses or on a lasting injury (Minn. Stat. 65B.51).
- Your share of fault. Ask how a finding that you were partly at fault would change the numbers. In Minnesota your fault does not bar a claim if it was not greater than the fault of the person you sue (Minn. Stat. 604.01).
- The people. Ask who will be in touch with you and how quickly they return calls.
- The money terms. Ask how fees are calculated and which costs come out of a recovery.
Common Kinds of Injury Claims
Vehicle crashes
Vehicle injuries start with the same few steps: medical care first, then photographs of the scene, names and numbers of anyone who saw it, the other driver’s insurance information and any estimates for repairs.
Pedestrian and bicycle injuries
A collision on foot or on a bicycle is easy to dispute afterward. Record where it happened, what the road and signals were like, and who saw it, and keep any damaged clothing, helmet or equipment.
Falls and unsafe property
Wet floors, icy steps and broken railings cause injuries that turn on how long the hazard existed and who was responsible for it. Photograph the hazard as soon as you can and report the fall to whoever runs the property.
Wrongful death
When a death is caused by someone else’s wrongful act or neglect, the claim works differently from an injury claim. Minnesota law has a trustee bring the death action, and the jury awards what it finds fair and just for the damages the person suffered before death and for the pecuniary loss from the death, for the benefit of the surviving spouse and next of kin (Minn. Stat. 573.02). It is a heavy time to make decisions, and an attorney can explain the process at your pace.
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How Shared Fault Is Counted
If an insurer says the accident was partly your fault, that does not end the matter. Minn. Stat. 604.01 allows recovery when the injured person’s fault was not greater than the fault of the person sued, with the damages reduced in proportion to the injured person’s share. The statute defines fault broadly, and it includes an unreasonable failure to avoid an injury or to mitigate damages.
Who pays how much also turns on the percentages. Under Minn. Stat. 604.02, contributions to an award are in proportion to each person’s percentage of fault, except that a person whose fault is greater than 50 percent, people who act in a common scheme or plan, and a person who commits an intentional tort are jointly and severally liable for the whole award.
The No Fault Threshold And Other Limits
Claims against a city, county or other municipality have a dollar limit. Under Minn. Stat. 466.04, liability on a claim within the municipal tort claims law may not exceed $500,000 to any claimant, and $1,500,000 for any number of claims from a single occurrence, for claims that arise on or after July 1, 2009. A wrongful death claim has the same $500,000 limit.
Other rules apply to private defendants. Punitive damages require clear and convincing evidence of deliberate disregard for the rights or safety of others (Minn. Stat. 549.20), and after a motor vehicle crash the no fault threshold controls whether pain and suffering damages are available at all (Minn. Stat. 65B.51).
Time Limits To Know
Do not count on the longer deadline. Minnesota allows six years for injury claims that do not arise on a contract and are not listed elsewhere (Minn. Stat. 541.05), but two years for assault, battery, false imprisonment or other tort resulting in personal injury (Minn. Stat. 541.07). The facts of your claim decide how a court will treat it, and an attorney should confirm the date early.
A death action under Minn. Stat. 573.02 may generally be commenced within three years after the death, provided that it is commenced within six years after the act or omission.
What Auto Policies Must Cover
Minimum insurance is a floor, not a measure of your claim. Minnesota requires residual liability limits of at least $30,000 for one person, $60,000 for two or more people in one accident and $10,000 for property (Minn. Stat. 65B.49).
If a crash leaves you with more bills than the other driver’s policy pays, your own coverage may matter. Minnesota policies must include uninsured and underinsured motorist coverage with minimum limits of $25,000 and $50,000 (Minn. Stat. 65B.49). Before accepting a payment, ask an attorney to check every policy that could apply.
Medical Care and the Courthouse for Anoka
According to Minnesota Statutes section 2.722, the Tenth Judicial District includes Anoka County. For Census purposes Anoka is part of Anoka County. Mercy Hospital Unity Campus in Fridley, which is in Anoka County, appears on the Minnesota Department of Health Trauma System Hospitals list as a Level IV trauma hospital. The same list names Mercy Hospital in Coon Rapids, in Anoka County, as a Level II trauma hospital.
Records matter later. Get the complete chart and an itemized bill from each place that treated you, and write down the date of every visit, including any transfer to another facility.
Getting Started With Your Claim In Anoka
Start with the form at the top. It asks a few questions about the injury. NeedAnAttorney.net reviews your details and works to match you with an attorney in our network who may handle cases in Minnesota. Using it is free, and it does not create an attorney client relationship.
Meanwhile, jot down the facts while they are fresh: date, time, place, who was there, what care you have had and what work you have missed. Save every bill and every message from an insurer.
Frequently Asked Questions
Can I still recover if the accident was partly my fault?
Yes. Contributory fault does not bar recovery if it was not greater than the fault of the person against whom recovery is sought, and the award is reduced in proportion to your share (Minn. Stat. 604.01).
Does Minnesota limit damages after a motor vehicle accident?
Yes, in a way. The no fault law sets a threshold for noneconomic damages: more than $4,000 in medical expenses by the statute’s count, or permanent disfigurement, permanent injury, death or disability for 60 days or more (Minn. Stat. 65B.51).
What are Minnesota’s minimum auto insurance limits?
At least $30,000 per person and $60,000 per accident for bodily injury, and $10,000 for property damage (Minn. Stat. 65B.49).
Which records matter most after an accident?
Keep your medical records and itemized bills, photographs of the scene and injuries, any police or incident report number, proof of missed pay, repair estimates, and all messages from insurers.
Do I have to give the other insurer a recorded statement?
Not right away. You may decline a recorded statement until you have talked to someone about your options, and saying so is fine.
Is a claim against a local government different in Minnesota?
It is. A notice is due within 180 days after the injury is discovered (Minn. Stat. 466.05), and liability on a claim is limited to $500,000 to any claimant for claims arising on or after July 1, 2009 (Minn. Stat. 466.04).
Should my attorney be local to Anoka?
Not required, but useful. Someone who works regularly near Anoka will know how the nearby courts and clinics operate.
What is the Minnesota statute of limitations for an injury claim?
Two time limits appear in the statutes: six years under Minn. Stat. 541.05 for injuries not arising on a contract and not listed elsewhere, and two years under Minn. Stat. 541.07 for assault, battery, false imprisonment or other tort resulting in personal injury. Ask an attorney which fits your claim.
Help Elsewhere in Minnesota
The same matching service covers more of Minnesota. Pick the community closest to where it happened.
