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Your Webster Personal Injury Attorney
Nobody plans for the call that follows an accident. Whether you were hurt in a crash, a fall or something else in Webster, the weeks afterward bring decisions that feel bigger than they should. Here is what South Dakota law says, in plain terms, so you can ask better questions.
We match people with attorneys; we do not advise on cases. Treat what follows as a plain language guide to South Dakota law drawn from the statutes. When you want to talk to an attorney, the form at the top of this page is the way to start.
Questions To Ask A Webster Injury Attorney
Whoever you speak to, a few answers tell you a lot:
- The deadline. Ask for the specific last day to file. A civil action for personal injury must be commenced within three years after the cause of action accrued (SDCL § 15-2-14).
- Special rules. Ask which special rules could apply. Punitive damages need a court finding first (SDCL § 21-1-4.1), and a claim against a public entity needs a written notice within 180 days (SDCL § 3-21-2).
- If you were partly to blame. Ask how a court would treat your share. The statute uses the word slight and does not give a percentage (SDCL § 20-9-2).
- The people. Ask who will be in touch with you and how quickly they return calls.
- The money terms. Ask how fees are calculated and which costs come out of a recovery.
Injury Claims People Ask About
Vehicle crashes
After a crash, see a doctor even if you feel fine, since some injuries show up later. Take photographs of the cars, the road and any injuries, get the other driver’s insurance details, and save every repair estimate.
Pedestrian and bicycle injuries
A collision on foot or on a bicycle is easy to dispute afterward. Record where it happened, what the road and signals were like, and who saw it, and keep any damaged clothing, helmet or equipment.
Falls and unsafe property
Slips, trips and falls come from spills, uneven surfaces, poor lighting and broken stairs. What matters is who controlled the place and how long the problem was there, so document the hazard and tell the owner or manager promptly.
Wrongful death
If someone you love died because another person was careless or at fault, the law treats it separately. South Dakota law has a wrongful death action brought in the name of the personal representative for the exclusive benefit of the spouse and children, or if there are none, the parents and next of kin (SDCL § 21-5-5), and the jury may award damages proportionate to the pecuniary injury resulting from the death (SDCL § 21-5-7). It is a heavy time to make decisions, and an attorney can explain the process at your pace.
Injured in Webster? Get matched with an attorney now.
How Shared Fault Is Counted
Many people assume that a mistake of their own ends a claim. South Dakota law has a specific rule for it. Under SDCL § 20-9-2, contributory negligence does not bar a recovery when the plaintiff’s contributory negligence was slight in comparison with the negligence of the defendant, and in that case the damages are reduced in proportion to the plaintiff’s contributory negligence.
The statute does not define slight and gives no percentage, and it provides that the question is decided without telling the jury a percentage of the plaintiff’s fault by special interrogatory (SDCL § 20-9-2). Because one word carries so much weight, ask an attorney how courts have treated a share like yours.
Punitive Damages And Public Entities
Punitive damages are possible in South Dakota only in narrow circumstances. Under SDCL § 21-3-2, where the defendant has been guilty of oppression, fraud or malice, actual or presumed, the jury may give damages for the sake of example and by way of punishing the defendant, in addition to the actual damage. Before any discovery on punitive damages begins and before the claim can go to the fact finder, the court must find, after a hearing and on clear and convincing evidence, a reasonable basis to believe there was willful, wanton or malicious conduct (SDCL § 21-1-4.1).
Your actual losses, such as medical bills, lost income and pain, are a separate matter and do not depend on those steps.
Filing Deadlines For Injury Claims
South Dakota allows three years to commence a civil action for personal injury, counted from when the cause of action accrued (SDCL § 15-2-14). A wrongful death action must be commenced within three years after the death (SDCL § 21-5-3). The type of claim sets the date, so ask any attorney to name the last day in your case.
If a public entity may be responsible, the 180 day written notice comes first, and it does not extend the time to sue (SDCL § 3-21-2).
Coverage Limits Behind a Crash Claim
An owner’s liability policy in South Dakota carries limits of $25,000 for bodily injury or death of one person in an accident, $50,000 for two or more people, and $25,000 for injury to or destruction of the property of others (SDCL § 32-35-70). Those are minimums, and a serious injury can cost far more.
Your own policy matters too. A policy insuring against bodily injury liability on a vehicle registered or principally garaged in the state must also provide uninsured and hit and run motorist coverage in limits equal to the policy’s bodily injury coverage, up to $100,000 per person and $300,000 per accident unless the insured requests more (SDCL § 58-11-9). Underinsured motorist coverage pays your uncompensated damages up to its limits, less what the other driver’s insurer paid, subject to the policy terms (SDCL § 58-11-9.5).
Courts and Hospitals in Webster
South Dakota Codified Law 16-5-1.2 places Day County in the Fifth Circuit. The South Dakota Department of Health list of designated trauma hospitals names Sanford Webster Medical Center in Webster as a designated trauma receiving hospital. For Census purposes Webster is part of Day County.
Whichever provider treated you, request your complete records and an itemized bill, and keep a list of every appointment. If you were transferred to another hospital, ask for the paperwork from both ends of the transfer.
Beginning Your Case Review In Webster
The form at the top of this page is the starting point. NeedAnAttorney.net reviews your details and works to match you with an attorney in our network who may handle cases in South Dakota. It costs nothing to use and does not commit you to anything.
Meanwhile, jot down the facts while they are fresh: date, time, place, who was there, what care you have had and what work you have missed. Save every bill and every message from an insurer.
Frequently Asked Questions
Can I recover punitive damages in an injury case?
Sometimes. They are possible where the defendant was guilty of oppression, fraud or malice (SDCL § 21-3-2), and the court must first find, after a hearing and on clear and convincing evidence, a reasonable basis to believe the conduct was willful, wanton or malicious (SDCL § 21-1-4.1).
How much insurance does the other driver have to have?
An owner’s policy carries limits of $25,000 for bodily injury or death of one person, $50,000 for two or more people in one accident, and $25,000 for property damage (SDCL § 32-35-70).
Which records matter most after an accident?
Keep your medical records and itemized bills, photographs of the scene and injuries, any police or incident report number, proof of missed pay, repair estimates, and all messages from insurers.
Can I talk to the other side’s insurance company?
You can, but you do not have to give a recorded statement right away. It is fair to say you are getting advice first.
Is a claim against a public entity different in South Dakota?
It is. A written notice within 180 days after the injury is a condition of suing a public entity or its employees (SDCL § 3-21-2), and it must go to the officers named in SDCL § 3-21-3.
How long does an injury settlement take?
It varies with the injury and the insurer. Many claims wait until treatment has finished so the full cost is known, which can take months, and a lawsuit takes longer.
How long do I have to file an injury lawsuit in South Dakota?
For most injury claims, three years after the cause of action accrued (SDCL § 15-2-14). A wrongful death action must be commenced within three years after the death (SDCL § 21-5-3).
If I was partly responsible, can I still recover something?
Yes, if your contributory negligence was slight in comparison with the negligence of the defendant. Your damages are then reduced in proportion to your share (SDCL § 20-9-2).
Help Elsewhere in South Dakota
People are hurt in every part of South Dakota. These pages cover other communities.
