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Your Charleston Personal Injury Attorney
Nobody plans for the call that follows an accident. Whether you were hurt in a crash, a fall or something else in Charleston, the weeks afterward bring decisions that feel bigger than they should. Here is what West Virginia law says, in plain terms, so you can ask better questions.
Nothing on this page is legal advice, and NeedAnAttorney.net is not a law firm. It is a service that connects injured people with attorneys. The rules described here are quoted or summarized from West Virginia’s own statutes so that you can check them yourself.
What To Ask Before You Choose An Attorney In Charleston
A short list of questions can sort out who is right for you:
- The date. Ask the attorney to name the exact last day to file in your case. West Virginia’s general limit for a personal injury claim is two years (W. Va. Code 55-2-12).
- Limits on damages. Ask whether any limit applies to your kind of claim. West Virginia sets limits for punitive damages, for claims against local governments and for some commercial truck cases (W. Va. Code 55-7-29, W. Va. Code 29-12A-7, W. Va. Code 55-7-32).
- Your share of fault. Ask how a finding that you were partly at fault would change the numbers. West Virginia bars a claim only when your fault is greater than the combined fault of everyone else responsible (W. Va. Code 55-7-13c).
- Who will work on it. Ask who handles your file day to day and how fast messages are answered.
- The money terms. Ask how fees are calculated and which costs come out of a recovery.
Kinds of Injury Claims
Vehicle crashes
After a crash, see a doctor even if you feel fine, since some injuries show up later. Take photographs of the cars, the road and any injuries, get the other driver’s insurance details, and save every repair estimate.
Pedestrian and bicycle injuries
Walkers and cyclists hurt by a vehicle should write down the location, the time of day, the lighting and the signals as soon as they can. Witnesses who stopped are valuable, so ask for their contact details before they leave.
Falls and unsafe property
Wet floors, icy steps and broken railings cause injuries that turn on how long the hazard existed and who was responsible for it. Photograph the hazard as soon as you can and report the fall to whoever runs the property.
Wrongful death
If someone you love died because another person was careless or at fault, the law treats it separately. West Virginia law has the action brought by the personal representative of the person who died, and the jury may award damages for sorrow, mental anguish and solace, for lost income and services, and for medical and funeral expenses (W. Va. Code 55-7-6). It is a heavy time to make decisions, and an attorney can explain the process at your pace.
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How Shared Fault Is Counted
West Virginia assigns blame by percentage. W. Va. Code 55-7-13a directs that liability be allocated to each person, including plaintiffs, defendants and nonparties who proximately caused the damages, in direct proportion to that person’s percentage of fault. Under W. Va. Code 55-7-13c, each defendant is liable only for its own percentage of the compensatory damages, and a separate judgment is entered against each one.
There are exceptions. Joint liability can be imposed on defendants who consciously conspire and deliberately pursue a common plan to commit a tortious act, and a defendant is jointly and severally liable when driving under the influence of alcohol or drugs, or committing criminal conduct, was a proximate cause of the plaintiff’s damages (W. Va. Code 55-7-13c).
Damage Limits You May Hear About
Ask early whether a limit applies, because the answer depends on who is responsible. Against a political subdivision, W. Va. Code 29-12A-7 prohibits punitive damages and keeps noneconomic loss to $500,000 for one person, while economic loss has no such limit. For punitive damages in other claims, W. Va. Code 55-7-29 limits an award to the greater of four times the compensatory damages or $500,000.
A third rule covers commercial trucks. In a personal injury or wrongful death case involving a commercial motor vehicle that requires a commercial driver’s license, noneconomic damages against the employer defendant are limited to $5 million per injured person for each occurrence (W. Va. Code 55-7-32). The limit is not available to an employer defendant without at least $3 million in commercial motor vehicle insurance, and it does not apply in the situations the statute lists.
Time Limits To Know
West Virginia gives two years to file a personal injury action (W. Va. Code 55-2-12) and two years from the death to file a wrongful death action (W. Va. Code 55-7-6). If you are not sure which rule fits your situation, ask early rather than late.
Claims against local governments follow a separate rule: two years from when the claim arose, or from when the injury was or reasonably should have been discovered, whichever is later (W. Va. Code 29-12A-6). A complaint against a political subdivision has to ask for a judgment for the damages the jury finds, but it may not state a dollar amount (W. Va. Code 29-12A-6).
Insurance Minimums in West Virginia
The other driver’s policy may be smaller than your bills. Under W. Va. Code 17D-4-2, the minimum liability amounts are $25,000 for injury to one person, $50,000 for injury to two or more people in one accident, and $25,000 for damage to property. Insurance carriers must certify coverage of at least those amounts (W. Va. Code 17D-2A-4).
When your losses are larger, other coverage matters. W. Va. Code 33-6-31 requires uninsured motorist coverage in these policies, with an option for higher limits, and an option for underinsured coverage up to the limits of liability coverage the insured bought. Ask your attorney to look at every policy that could apply.
Where Treatment and Court Happen in Charleston
Kanawha County belongs to the 8th Judicial Circuit, and the West Virginia Judiciary lists its Circuit Clerk in Charleston, at Kanawha County Judicial Building, 111 Court Street, Charleston, WV 25301. The West Virginia Office of Emergency Medical Services list of designated trauma centers, dated December 16, 2022, names CAMC General Hospital in Charleston as a Level I trauma center. CAMC Memorial Hospital in Charleston appears on the Office of Emergency Medical Services list of designated trauma centers dated December 16, 2022, as a Level IV trauma center. On the state’s list of designated trauma centers dated December 16, 2022, Charleston is shown with CAMC Women and Children’s Hospital, a Level IV trauma center. Charleston lies within Kanawha County.
Ask every provider for your full records and an itemized bill, and keep a running list of appointments. A transfer between hospitals leaves two sets of records, so request both.
Starting Your Claim Review In Charleston
Start with the form at the top. It asks a few questions about the injury. NeedAnAttorney.net reviews your details and works to match you with an attorney in our network who may handle cases in West Virginia. Using it is free, and it does not create an attorney client relationship.
While you wait, write down what happened and when, who saw it, what treatment you have received and how many days of work you missed. Put bills, letters and insurance messages in one folder.
Frequently Asked Questions
What should I save for my claim?
Save treatment records and bills, photographs, the report number if there is one, pay stubs that show lost work, estimates for repairs, and every letter or email from an insurance company.
Can I talk to the other side’s insurance company?
You can, but you do not have to give a recorded statement right away. It is fair to say you are getting advice first.
What if a city or county caused my injury?
Yes. An action against a political subdivision must be brought within two years after the cause of action arose or the injury was discovered or reasonably should have been discovered, whichever last occurs (W. Va. Code 29-12A-6). Punitive damages are prohibited and noneconomic loss is limited to $500,000 for one person (W. Va. Code 29-12A-7).
What are the first steps after an accident?
See a doctor, report the accident to the right party, take photographs, and write down the details soon after. Then keep every bill and record together.
How long do I have to file an injury lawsuit in West Virginia?
For most injury claims, two years after the right to sue accrued (W. Va. Code 55-2-12). A wrongful death action must be commenced within two years after the death (W. Va. Code 55-7-6).
If I was partly responsible, can I still recover something?
Yes, unless your fault is greater than the combined fault of all the other people responsible. Your recovery is then reduced in proportion to your degree of fault (W. Va. Code 55-7-13c).
Are there limits on the damages I can recover?
It depends on the claim. West Virginia law limits punitive damages (W. Va. Code 55-7-29), noneconomic loss in claims against a political subdivision (W. Va. Code 29-12A-7) and noneconomic loss against the employer in some commercial truck cases (W. Va. Code 55-7-32).
How much liability coverage must a West Virginia driver carry?
The minimums are $25,000 per person, $50,000 per accident and $25,000 for property damage (W. Va. Code 17D-4-2).
Injury Attorney Pages For Other West Virginia Communities
People are hurt in every part of West Virginia. These pages cover other communities.
