Instantly Connect For Your Personal Injury Consultation When Filling Out Form
Your Philippi Personal Injury Attorney
If you are reading this after an accident in Philippi, you are probably tired, sore and unsure whom to trust. That is normal. A few rules learned early can keep you from making choices that are hard to undo.
This page is general information, not legal advice. NeedAnAttorney.net matches people with attorneys and does not represent anyone. The legal points below come from West Virginia’s statutes, and the form at the top of the page is how you reach an attorney.
What To Ask Before You Choose An Attorney In Philippi
Ask these in any first conversation:
- The deadline. Ask for the specific last day to file. Most West Virginia injury claims must be brought within two years after the right to sue arose (W. Va. Code 55-2-12).
- Limits on damages. Ask whether any limit applies to your kind of claim. West Virginia sets limits for punitive damages, for claims against local governments and for some commercial truck cases (W. Va. Code 55-7-29, W. Va. Code 29-12A-7, W. Va. Code 55-7-32).
- Your share of fault. Ask how a finding that you were partly at fault would change the numbers. West Virginia bars a claim only when your fault is greater than the combined fault of everyone else responsible (W. Va. Code 55-7-13c).
- Who will work on it. Ask who handles your file day to day and how fast messages are answered.
- Fees and costs. Ask what the fee is, when it is paid, and which expenses are deducted from a settlement.
Injury Claims People Ask About
Vehicle crashes
Whether the collision was minor or serious, the same early steps help: get checked by a doctor, photograph the vehicles and the scene, exchange insurance information and keep any repair estimates.
Pedestrian and bicycle injuries
A collision on foot or on a bicycle is easy to dispute afterward. Record where it happened, what the road and signals were like, and who saw it, and keep any damaged clothing, helmet or equipment.
Falls and unsafe property
Falls on someone else’s property usually depend on what the owner knew or should have known about the hazard. Photograph the spot before it changes, report the fall in writing, and keep the shoes you were wearing.
Wrongful death
If someone you love died because another person was careless or at fault, the law treats it separately. West Virginia law has the action brought by the personal representative of the person who died, and the jury may award damages for sorrow, mental anguish and solace, for lost income and services, and for medical and funeral expenses (W. Va. Code 55-7-6). It is a heavy time to make decisions, and an attorney can explain the process at your pace.
Injured in Philippi? Get matched with an attorney now.
How Shared Fault Is Counted
Many people assume that a mistake of their own ends a claim. West Virginia law is less strict. Under W. Va. Code 55-7-13a, recovery in an injury case rests on comparative fault, and the fault of every person who helped cause the harm, whether a plaintiff, a defendant or someone who is not in the case, is stated as a percentage. The percentages must total zero or one hundred.
Under W. Va. Code 55-7-13c, the fault chargeable to you does not bar your claim unless it is greater than the combined fault of all the other people responsible. If it is not, your recovery is reduced in proportion to your degree of fault. A finding of 25 percent on an $80,000 loss would take $20,000 off the award, so the percentage deserves attention.
Limits That Can Apply To A Claim
Ask early whether a limit applies, because the answer depends on who is responsible. Against a political subdivision, W. Va. Code 29-12A-7 prohibits punitive damages and keeps noneconomic loss to $500,000 for one person, while economic loss has no such limit. For punitive damages in other claims, W. Va. Code 55-7-29 limits an award to the greater of four times the compensatory damages or $500,000.
A third rule covers commercial trucks. In a personal injury or wrongful death case involving a commercial motor vehicle that requires a commercial driver’s license, noneconomic damages against the employer defendant are limited to $5 million per injured person for each occurrence (W. Va. Code 55-7-32). The limit is not available to an employer defendant without at least $3 million in commercial motor vehicle insurance, and it does not apply in the situations the statute lists.
Filing Deadlines For Injury Claims
For most personal injury claims, West Virginia requires suit within two years after the right to bring it accrued (W. Va. Code 55-2-12). A wrongful death action must be commenced within two years after the death (W. Va. Code 55-7-6). The type of claim sets the date, so ask any attorney to name the last day in your case.
If a city, county or other political subdivision may be responsible, the action must be brought within two years after the cause of action arose or after the injury, death or loss was discovered or reasonably should have been discovered, whichever last occurs (W. Va. Code 29-12A-6).
What Auto Policies Must Cover
West Virginia requires proof of insurance for each vehicle, and the certificate must show liability coverage of at least the amounts in W. Va. Code 17D-4-2: $25,000 for bodily injury or death of one person, $50,000 for two or more people in one accident, and $25,000 for property damage (W. Va. Code 17D-2A-4). Those figures are minimums, and a serious injury can cost far more.
Check your own policy as well. A liability policy delivered in the state has to include uninsured motorist coverage at limits no less than those minimums, and the policy must give the insured an option for higher uninsured limits and for underinsured coverage (W. Va. Code 33-6-31).
The Courthouse for Philippi
Look up Barbour County on the West Virginia Judiciary‘s county pages and you find the Circuit Clerk in Philippi, at Barbour County Courthouse, 26 N. Main Street, Suite 2, Philippi, WV 26416, in the 23rd Judicial Circuit. For Census purposes Philippi is part of Barbour County.
Records matter later. Get the complete chart and an itemized bill from each place that treated you, and write down the date of every visit, including any transfer to another facility.
How To Begin Your Philippi Claim
Start with the form at the top. It asks a few questions about the injury. NeedAnAttorney.net reviews your details and works to match you with an attorney in our network who may handle cases in West Virginia. Using it is free, and it does not create an attorney client relationship.
While you wait, write down what happened and when, who saw it, what treatment you have received and how many days of work you missed. Put bills, letters and insurance messages in one folder.
Frequently Asked Questions
Does West Virginia bar me from recovering if I share the blame?
Not unless your share is greater than the combined fault of all others responsible. Below that point you can recover, reduced in proportion to your fault (W. Va. Code 55-7-13c).
Does West Virginia limit damages in injury cases?
In some situations, yes. Punitive damages are limited by W. Va. Code 55-7-29, claims against a political subdivision by W. Va. Code 29-12A-7, and certain commercial truck claims by W. Va. Code 55-7-32. An attorney can tell you whether any of them applies to your case.
How much insurance does the other driver have to have?
Proof of insurance must show at least $25,000 for injury to one person, $50,000 for injury to two or more people in one accident, and $25,000 for property damage (W. Va. Code 17D-4-2).
Which records matter most after an accident?
Keep your medical records and itemized bills, photographs of the scene and injuries, any police or incident report number, proof of missed pay, repair estimates, and all messages from insurers.
Can I talk to the other side’s insurance company?
You can, but you do not have to give a recorded statement right away. It is fair to say you are getting advice first.
What if a city or county caused my injury?
Yes. An action against a political subdivision must be brought within two years after the cause of action arose or the injury was discovered or reasonably should have been discovered, whichever last occurs (W. Va. Code 29-12A-6). Punitive damages are prohibited and noneconomic loss is limited to $500,000 for one person (W. Va. Code 29-12A-7).
Does it matter if my attorney knows the Philippi area?
Local knowledge can help with scheduling, courts and medical providers. The form on this page connects you with an attorney who takes cases near Philippi.
What is the deadline to sue for an injury in Philippi?
Two years for a personal injury action (W. Va. Code 55-2-12), and two years after the death for a wrongful death action (W. Va. Code 55-7-6).
Help Elsewhere in West Virginia
If your injury happened outside Philippi, one of these pages may fit better.
